Configuration

Policy JSON Editor

The editor validates the full config set and re-runs all seeded applications when saved.

JSON Config Editor

Persisted to Supabase. Edits durable across reloads.

Writer ID

{
  "version": "2026-06-16",
  "source": {
    "document": "Document 1.5",
    "section": "Sections D-F",
    "note": "Named subset covers all 20 Document 3 profiles plus representative Document 1 channel targets; roster expanded 2026-06-16 with major UAE employers across all categories (peer-modelled placeholders, NOT founder-ratified)."
  },
  "namedEmployers": [
    {
      "id": "federal-ministry-of-finance",
      "name": "Federal Ministry of Finance",
      "aliases": [
        "Ministry of Finance",
        "MoF",
        "Federal MoF",
        "UAE Ministry of Finance"
      ],
      "tier": "T1",
      "industry": "Federal government",
      "taxonomy": {
        "industryId": "government",
        "functionId": "operations",
        "employerOwnershipType": "federal_government",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 1"
      }
    },
    {
      "id": "adnoc",
      "name": "ADNOC",
      "aliases": [
        "ADNOC",
        "Abu Dhabi National Oil Company"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "State energy",
      "taxonomy": {
        "industryId": "energy",
        "roleFamilyId": "engineering",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "underwriting-resolution-contract",
        "section": "Item 5 — Per-employer depth (A1 ratified 2026-06-15)",
        "note": "UAE sovereign state energy to T1. ADNOC is wholly Abu-Dhabi-government-owned; sovereign oil revenue backs payroll continuity through downturns (it kept hiring through the 2015-20 oil crash that cut commercial oil/gas and banking). IOCs (Shell/BP/Exxon/Total/Chevron) stay T2. Energy holds under crisis-iran. Supersedes the prior Document 3 conservative T2 hold."
      }
    },
    {
      "id": "seha",
      "name": "SEHA",
      "aliases": [
        "SEHA",
        "Abu Dhabi Health Services",
        "SEHA Hospital"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "Healthcare",
      "taxonomy": {
        "industryId": "healthcare",
        "roleFamilyId": "medical",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "underwriting-resolution-contract",
        "section": "Item 5 QC sovereign public-health (ratified 2026-06-15); SEHA T2->T1"
      }
    },
    {
      "id": "kpmg",
      "name": "KPMG",
      "aliases": [
        "KPMG",
        "KPMG Lower Gulf"
      ],
      "tier": "T3",
      "industry": "Big 4 professional services",
      "taxonomy": {
        "industryId": "professional_services",
        "roleFamilyId": "finance",
        "functionId": "audit",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
        {
          "id": "big4-senior-manager",
          "match": "senior manager|sm|director|partner",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner"
          ],
          "tier": "T2",
          "reason": "Big 4 Senior Manager+ resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4"
      }
    },
    {
      "id": "majid-al-futtaim-group",
      "name": "Majid Al Futtaim Group",
      "aliases": [
        "MAF Group",
        "Majid Al Futtaim",
        "MAF Holding"
      ],
      "tier": "T2",
      "industry": "Family conglomerate corporate HQ",
      "taxonomy": {
        "industryId": "professional_services",
        "roleFamilyId": "finance",
        "employerOwnershipType": "local_conglomerate",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae"
      },
      "seniorityRules": [],
      "source": {
        "document": "Document 1.5",
        "section": "Section D.11"
      }
    },
    {
      "id": "pfizer",
      "name": "Pfizer",
      "aliases": [
        "Pfizer",
        "Pfizer Gulf",
        "Pfizer UAE"
      ],
      "tier": "T3",
      "industry": "Pharma multinational",
      "taxonomy": {
        "industryId": "healthcare",
        "roleFamilyId": "executive",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
        {
          "id": "pharma-country-manager",
          "match": "country manager|senior director|director",
          "seniorityIds": [
            "director",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Pharma Country Manager / Senior Director resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4"
      }
    },
    {
      "id": "emirates-nbd",
      "name": "Emirates NBD",
      "aliases": [
        "ENBD",
        "Emirates NBD",
        "Emirates NBD Bank"
      ],
      "tier": "T2",
      "industry": "Local commercial bank core ops",
      "taxonomy": {
        "industryId": "banking",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 3"
      }
    },
    {
      "id": "hsbc",
      "name": "HSBC",
      "aliases": [
        "HSBC",
        "HSBC UAE",
        "HSBC Bank Middle East"
      ],
      "tier": "T3",
      "industry": "International banking",
      "taxonomy": {
        "industryId": "banking",
        "roleFamilyId": "finance",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
        {
          "id": "international-bank-director",
          "match": "director|managing director|md",
          "seniorityIds": [
            "director"
          ],
          "tier": "T2",
          "reason": "International banking Director+ resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4"
      }
    },
    {
      "id": "microsoft",
      "name": "Microsoft",
      "aliases": [
        "Microsoft",
        "Microsoft UAE",
        "Microsoft Gulf"
      ],
      "tier": "T3",
      "industry": "Big Tech",
      "taxonomy": {
        "industryId": "technology",
        "roleFamilyId": "engineering",
        "functionId": "software",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
        {
          "id": "big-tech-director",
          "match": "l7|director",
          "seniorityIds": [
            "director"
          ],
          "tier": "T2",
          "reason": "FAANG/Big Tech Director L7+ resolves to T2."
        },
        {
          "id": "big-tech-principal-engineer",
          "match": "senior engineer l6|principal",
          "seniorityIds": [
            "partner"
          ],
          "tier": "T2",
          "reason": "FAANG senior engineering at L6+ can resolve to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4"
      }
    },
    {
      "id": "adia",
      "name": "ADIA",
      "aliases": [
        "Abu Dhabi Investment Authority"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "Sovereign investment",
      "taxonomy": {
        "industryId": "sovereign",
        "functionId": "unknown",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "APP-1849",
        "section": "PR A state-backed named employers",
        "note": "PLACEHOLDER — conservative seed, NOT founder-ratified; ratify via the config editor."
      }
    },
    {
      "id": "dp-world",
      "name": "DP World",
      "aliases": [
        "DP World",
        "Dubai Ports World"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "State logistics",
      "taxonomy": {
        "industryId": "aviation",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "APP-1849",
        "section": "PR A state-backed named employers",
        "note": "PLACEHOLDER — conservative seed, NOT founder-ratified; ratify via the config editor."
      }
    },
    {
      "id": "dewa",
      "name": "DEWA",
      "aliases": [
        "Dubai Electricity",
        "DEWA",
        "Dubai Water Authority"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "State utility",
      "taxonomy": {
        "industryId": "energy",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "APP-1849",
        "section": "PR A state-backed named employers",
        "note": "PLACEHOLDER — conservative seed, NOT founder-ratified; ratify via the config editor."
      }
    },
    {
      "id": "etisalat-eand",
      "name": "Etisalat / e&",
      "aliases": [
        "Etisalat",
        "e and",
        "Emirates Telecommunications"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "State telecom",
      "taxonomy": {
        "industryId": "technology",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "APP-1849",
        "section": "PR A state-backed named employers",
        "note": "PLACEHOLDER — conservative seed, NOT founder-ratified; ratify via the config editor."
      }
    },
    {
      "id": "edge",
      "name": "EDGE",
      "aliases": [
        "EDGE Group",
        "EDGE Holding"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "State defence",
      "taxonomy": {
        "industryId": "government",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "APP-1849",
        "section": "PR A state-backed named employers",
        "note": "PLACEHOLDER — conservative seed, NOT founder-ratified; ratify via the config editor."
      }
    },
    {
      "id": "adq",
      "name": "ADQ",
      "aliases": [
        "ADQ Holding",
        "Abu Dhabi Developmental Holding"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "Sovereign investment",
      "taxonomy": {
        "industryId": "sovereign",
        "functionId": "unknown",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "APP-1849",
        "section": "PR A state-backed named employers",
        "note": "PLACEHOLDER — conservative seed, NOT founder-ratified; ratify via the config editor."
      }
    },
    {
      "id": "fab",
      "name": "FAB",
      "aliases": [
        "First Abu Dhabi Bank",
        "FAB"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "Sovereign-affiliated bank",
      "taxonomy": {
        "industryId": "banking",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "APP-1849",
        "section": "PR A state-backed named employers",
        "note": "PLACEHOLDER — conservative seed, NOT founder-ratified; ratify via the config editor."
      }
    },
    {
      "id": "dib",
      "name": "DIB",
      "aliases": [
        "Dubai Islamic Bank",
        "DIB"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T2",
        "recession": "T2"
      },
      "industry": "Islamic banking",
      "taxonomy": {
        "industryId": "banking",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "APP-1849",
        "section": "PR A state-backed named employers",
        "note": "PLACEHOLDER — conservative seed, NOT founder-ratified; ratify via the config editor."
      }
    },
    {
      "id": "etihad",
      "name": "Etihad",
      "aliases": [
        "Etihad Airways",
        "Etihad"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T3",
        "recession": "T3"
      },
      "industry": "State aviation",
      "taxonomy": {
        "industryId": "aviation",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "APP-1849",
        "section": "PR A state-backed named employers",
        "note": "PLACEHOLDER — conservative seed, NOT founder-ratified; ratify via the config editor."
      }
    },
    {
      "id": "flydubai",
      "name": "flydubai",
      "aliases": [
        "flydubai"
      ],
      "tierMatrix": {
        "peace": "T3",
        "crisis-iran": "T4",
        "recession": "T4"
      },
      "industry": "Low-cost aviation",
      "taxonomy": {
        "industryId": "aviation",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "APP-1849",
        "section": "PR A state-backed named employers",
        "note": "PLACEHOLDER — conservative seed, NOT founder-ratified; ratify via the config editor."
      }
    },
    {
      "id": "emirates-airline",
      "name": "Emirates Airline",
      "aliases": [
        "Emirates",
        "Emirates Airline",
        "EK"
      ],
      "tier": "T2",
      "industry": "Aviation",
      "taxonomy": {
        "industryId": "aviation",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
        {
          "id": "aviation-cabin-crew",
          "match": "cabin crew|flight attendant",
          "roleFamilyIds": [
            "cabin_crew"
          ],
          "tier": "T5",
          "reason": "Cabin crew at any tenure resolves to T5."
        },
        {
          "id": "aviation-senior-captain",
          "match": "senior captain",
          "tier": "T2",
          "reason": "Senior EK/EY captains above 10 years remain within the strong state-backed aviation T2 path."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Sections D.9 and F.9"
      }
    },
    {
      "id": "better-homes",
      "name": "Better Homes",
      "aliases": [
        "Better Homes",
        "Betterhomes"
      ],
      "tier": "T5",
      "industry": "Residential real estate brokerage",
      "taxonomy": {
        "industryId": "real_estate_brokerage",
        "roleFamilyId": "broker",
        "functionId": "property_brokerage",
        "employerOwnershipType": "unknown",
        "employerSizeBand": "large",
        "jurisdictionId": "uae"
      },
      "seniorityRules": [],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 3 real estate brokerage"
      }
    },
    {
      "id": "mubadala",
      "name": "Mubadala",
      "aliases": [
        "Mubadala",
        "Mubadala Investment Company"
      ],
      "tier": "T1",
      "industry": "Sovereign investment",
      "taxonomy": {
        "industryId": "sovereign",
        "roleFamilyId": "finance",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 2"
      }
    },
    {
      "id": "al-habtoor-group",
      "name": "Al Habtoor Group",
      "aliases": [
        "Al Habtoor",
        "Al Habtoor Group"
      ],
      "tier": "T2",
      "industry": "Family conglomerate corporate HQ",
      "taxonomy": {
        "industryId": "professional_services",
        "functionId": "operations",
        "employerOwnershipType": "local_conglomerate",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae"
      },
      "seniorityRules": [],
      "source": {
        "document": "Document 1.5",
        "section": "Section D.11 and F.5"
      }
    },
    {
      "id": "international-law-firm",
      "name": "International Law Firm",
      "aliases": [
        "Magic Circle Law",
        "White Shoe Law",
        "International Law Firm"
      ],
      "tier": "T3",
      "industry": "International law",
      "taxonomy": {
        "industryId": "professional_services",
        "roleFamilyId": "legal",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
        {
          "id": "law-senior-associate",
          "match": "partner|senior associate|sa",
          "seniorityIds": [
            "senior_ic",
            "partner"
          ],
          "tier": "T2",
          "reason": "Magic-circle/white-shoe SA+ resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4"
      }
    },
    {
      "id": "faang-remote",
      "name": "FAANG Remote",
      "aliases": [
        "FAANG Remote",
        "Remote FAANG",
        "Meta",
        "Google",
        "Amazon",
        "Apple"
      ],
      "tier": "T3",
      "industry": "Foreign employer remote worker",
      "taxonomy": {
        "industryId": "technology",
        "roleFamilyId": "engineering",
        "functionId": "software",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "foreign",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Document 1.5",
        "section": "Section F.3"
      }
    },
    {
      "id": "visa",
      "name": "Visa",
      "aliases": [
        "Visa Middle East FZ-LLC",
        "Visa Inc"
      ],
      "tier": "T2",
      "industry": "Payments & card networks",
      "taxonomy": {
        "industryId": "payments",
        "roleFamilyId": "executive",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "mastercard",
      "name": "Mastercard",
      "aliases": [
        "Mastercard MEA",
        "Mastercard Inc"
      ],
      "tier": "T2",
      "industry": "Payments & card networks",
      "taxonomy": {
        "industryId": "payments",
        "roleFamilyId": "executive",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "american-express",
      "name": "American Express",
      "aliases": [
        "Amex",
        "AETB"
      ],
      "tier": "T2",
      "industry": "Payments & card networks",
      "taxonomy": {
        "industryId": "payments",
        "roleFamilyId": "finance",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "mckinsey-company",
      "name": "McKinsey & Company",
      "aliases": [
        "McKinsey",
        "McKinsey & Co"
      ],
      "tier": "T3",
      "industry": "Management consulting",
      "taxonomy": {
        "industryId": "management-consulting",
        "roleFamilyId": "executive",
        "functionId": "consulting",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
        {
          "id": "mckinsey-company-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "McKinsey & Company senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "boston-consulting-group",
      "name": "Boston Consulting Group",
      "aliases": [
        "BCG"
      ],
      "tier": "T3",
      "industry": "Management consulting",
      "taxonomy": {
        "industryId": "management-consulting",
        "roleFamilyId": "executive",
        "functionId": "consulting",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
        {
          "id": "boston-consulting-group-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Boston Consulting Group senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "bain-company",
      "name": "Bain & Company",
      "aliases": [
        "Bain"
      ],
      "tier": "T3",
      "industry": "Management consulting",
      "taxonomy": {
        "industryId": "management-consulting",
        "roleFamilyId": "executive",
        "functionId": "consulting",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
        {
          "id": "bain-company-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Bain & Company senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "kearney",
      "name": "Kearney",
      "aliases": [
        "A.T. Kearney"
      ],
      "tier": "T3",
      "industry": "Management consulting",
      "taxonomy": {
        "industryId": "management-consulting",
        "roleFamilyId": "executive",
        "functionId": "consulting",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
        {
          "id": "kearney-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Kearney senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "oliver-wyman",
      "name": "Oliver Wyman",
      "aliases": [],
      "tier": "T3",
      "industry": "Management consulting",
      "taxonomy": {
        "industryId": "management-consulting",
        "roleFamilyId": "executive",
        "functionId": "consulting",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
        {
          "id": "oliver-wyman-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Oliver Wyman senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "accenture",
      "name": "Accenture",
      "aliases": [
        "Accenture MENA"
      ],
      "tier": "T3",
      "industry": "Professional services",
      "taxonomy": {
        "industryId": "professional_services",
        "roleFamilyId": "executive",
        "functionId": "consulting",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
        {
          "id": "accenture-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
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            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Accenture senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "deloitte",
      "name": "Deloitte",
      "aliases": [
        "Deloitte & Touche ME"
      ],
      "tier": "T3",
      "industry": "Professional services",
      "taxonomy": {
        "industryId": "professional_services",
        "roleFamilyId": "finance",
        "functionId": "audit",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
        {
          "id": "deloitte-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Deloitte senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "pwc",
      "name": "PwC",
      "aliases": [
        "PricewaterhouseCoopers"
      ],
      "tier": "T3",
      "industry": "Professional services",
      "taxonomy": {
        "industryId": "professional_services",
        "roleFamilyId": "finance",
        "functionId": "audit",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
        {
          "id": "pwc-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "PwC senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "ey",
      "name": "EY",
      "aliases": [
        "Ernst & Young"
      ],
      "tier": "T3",
      "industry": "Professional services",
      "taxonomy": {
        "industryId": "professional_services",
        "roleFamilyId": "finance",
        "functionId": "audit",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
        {
          "id": "ey-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "EY senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "nestle",
      "name": "Nestlé",
      "aliases": [
        "Nestlé Middle East"
      ],
      "tier": "T3",
      "industry": "Consumer goods (FMCG)",
      "taxonomy": {
        "industryId": "fmcg",
        "roleFamilyId": "executive",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
        {
          "id": "nestle-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Nestlé senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "procter-gamble",
      "name": "Procter & Gamble",
      "aliases": [
        "P&G",
        "Procter and Gamble"
      ],
      "tier": "T3",
      "industry": "Consumer goods (FMCG)",
      "taxonomy": {
        "industryId": "fmcg",
        "roleFamilyId": "executive",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
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      "seniorityRules": [
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          "id": "procter-gamble-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
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            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Procter & Gamble senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "unilever",
      "name": "Unilever",
      "aliases": [
        "Unilever Gulf"
      ],
      "tier": "T3",
      "industry": "Consumer goods (FMCG)",
      "taxonomy": {
        "industryId": "fmcg",
        "roleFamilyId": "executive",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
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          "id": "unilever-senior",
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            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Unilever senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "pepsico",
      "name": "PepsiCo",
      "aliases": [
        "PepsiCo MEA"
      ],
      "tier": "T3",
      "industry": "Consumer goods (FMCG)",
      "taxonomy": {
        "industryId": "fmcg",
        "roleFamilyId": "executive",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
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          "id": "pepsico-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
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            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "PepsiCo senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "the-coca-cola-company",
      "name": "The Coca-Cola Company",
      "aliases": [
        "Coca-Cola"
      ],
      "tier": "T3",
      "industry": "Consumer goods (FMCG)",
      "taxonomy": {
        "industryId": "fmcg",
        "roleFamilyId": "executive",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
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          "id": "the-coca-cola-company-senior",
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            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "The Coca-Cola Company senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "mars",
      "name": "Mars",
      "aliases": [
        "Mars Inc"
      ],
      "tier": "T3",
      "industry": "Consumer goods (FMCG)",
      "taxonomy": {
        "industryId": "fmcg",
        "roleFamilyId": "executive",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
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          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
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          "reason": "Mars senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "mondelez",
      "name": "Mondelez",
      "aliases": [
        "Mondelez International"
      ],
      "tier": "T3",
      "industry": "Consumer goods (FMCG)",
      "taxonomy": {
        "industryId": "fmcg",
        "roleFamilyId": "executive",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
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          "id": "mondelez-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
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            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Mondelez senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "loreal",
      "name": "L'Oréal",
      "aliases": [
        "L'Oreal Middle East"
      ],
      "tier": "T3",
      "industry": "Consumer goods (FMCG)",
      "taxonomy": {
        "industryId": "fmcg",
        "roleFamilyId": "executive",
        "functionId": "sales",
        "employerOwnershipType": "private_multinational",
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        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
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          "id": "loreal-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
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            "senior_manager",
            "director",
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            "c_suite"
          ],
          "tier": "T2",
          "reason": "L'Oréal senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "google",
      "name": "Google",
      "aliases": [
        "Alphabet",
        "Google MENA"
      ],
      "tier": "T3",
      "industry": "Technology",
      "taxonomy": {
        "industryId": "technology",
        "roleFamilyId": "engineering",
        "functionId": "software",
        "employerOwnershipType": "private_multinational",
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        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
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          "id": "google-senior",
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            "director",
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            "c_suite"
          ],
          "tier": "T2",
          "reason": "Google senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "amazon",
      "name": "Amazon",
      "aliases": [
        "AWS"
      ],
      "tier": "T3",
      "industry": "Technology",
      "taxonomy": {
        "industryId": "technology",
        "roleFamilyId": "engineering",
        "functionId": "software",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
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        {
          "id": "amazon-senior",
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            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Amazon senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "apple",
      "name": "Apple",
      "aliases": [
        "Apple Inc"
      ],
      "tier": "T3",
      "industry": "Technology",
      "taxonomy": {
        "industryId": "technology",
        "roleFamilyId": "engineering",
        "functionId": "software",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
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            "director",
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            "c_suite"
          ],
          "tier": "T2",
          "reason": "Apple senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "meta",
      "name": "Meta",
      "aliases": [
        "Facebook",
        "Meta Platforms"
      ],
      "tier": "T3",
      "industry": "Technology",
      "taxonomy": {
        "industryId": "technology",
        "roleFamilyId": "engineering",
        "functionId": "software",
        "employerOwnershipType": "private_multinational",
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        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
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        {
          "id": "meta-senior",
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            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Meta senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "ibm",
      "name": "IBM",
      "aliases": [
        "IBM MEA"
      ],
      "tier": "T3",
      "industry": "Technology",
      "taxonomy": {
        "industryId": "technology",
        "roleFamilyId": "engineering",
        "functionId": "software",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
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          "id": "ibm-senior",
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            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "IBM senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "oracle",
      "name": "Oracle",
      "aliases": [
        "Oracle Systems"
      ],
      "tier": "T3",
      "industry": "Technology",
      "taxonomy": {
        "industryId": "technology",
        "roleFamilyId": "engineering",
        "functionId": "software",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
        {
          "id": "oracle-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Oracle senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "sap",
      "name": "SAP",
      "aliases": [
        "SAP MENA"
      ],
      "tier": "T3",
      "industry": "Technology",
      "taxonomy": {
        "industryId": "technology",
        "roleFamilyId": "engineering",
        "functionId": "software",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
        {
          "id": "sap-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "SAP senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "cisco",
      "name": "Cisco",
      "aliases": [
        "Cisco Systems"
      ],
      "tier": "T3",
      "industry": "Technology",
      "taxonomy": {
        "industryId": "technology",
        "roleFamilyId": "engineering",
        "functionId": "software",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
        {
          "id": "cisco-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
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            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Cisco senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "samsung",
      "name": "Samsung",
      "aliases": [
        "Samsung Gulf Electronics"
      ],
      "tier": "T3",
      "industry": "Electronics & industrial OEM",
      "taxonomy": {
        "industryId": "electronics",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
        {
          "id": "samsung-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Samsung senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "lg",
      "name": "LG",
      "aliases": [
        "LG Electronics"
      ],
      "tier": "T3",
      "industry": "Electronics & industrial OEM",
      "taxonomy": {
        "industryId": "electronics",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
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          "id": "lg-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "LG senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "sony",
      "name": "Sony",
      "aliases": [
        "Sony MEA"
      ],
      "tier": "T3",
      "industry": "Electronics & industrial OEM",
      "taxonomy": {
        "industryId": "electronics",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
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        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
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          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Sony senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "siemens",
      "name": "Siemens",
      "aliases": [
        "Siemens LLC"
      ],
      "tier": "T3",
      "industry": "Electronics & industrial OEM",
      "taxonomy": {
        "industryId": "electronics",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
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        {
          "id": "siemens-senior",
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            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Siemens senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "schneider-electric",
      "name": "Schneider Electric",
      "aliases": [
        "Schneider"
      ],
      "tier": "T3",
      "industry": "Electronics & industrial OEM",
      "taxonomy": {
        "industryId": "electronics",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
        {
          "id": "schneider-electric-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Schneider Electric senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "honeywell",
      "name": "Honeywell",
      "aliases": [
        "Honeywell ME"
      ],
      "tier": "T3",
      "industry": "Electronics & industrial OEM",
      "taxonomy": {
        "industryId": "electronics",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
        {
          "id": "honeywell-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Honeywell senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "general-electric",
      "name": "General Electric",
      "aliases": [
        "GE"
      ],
      "tier": "T3",
      "industry": "Electronics & industrial OEM",
      "taxonomy": {
        "industryId": "electronics",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": false
      },
      "seniorityRules": [
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          "id": "general-electric-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "General Electric senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "gsk",
      "name": "GSK",
      "aliases": [
        "GlaxoSmithKline"
      ],
      "tier": "T3",
      "industry": "Pharmaceuticals",
      "taxonomy": {
        "industryId": "pharma",
        "roleFamilyId": "medical",
        "functionId": "clinical",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
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          "id": "gsk-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
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            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "GSK senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "novartis",
      "name": "Novartis",
      "aliases": [
        "Novartis Gulf"
      ],
      "tier": "T3",
      "industry": "Pharmaceuticals",
      "taxonomy": {
        "industryId": "pharma",
        "roleFamilyId": "medical",
        "functionId": "clinical",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
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          "id": "novartis-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
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            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Novartis senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "roche",
      "name": "Roche",
      "aliases": [],
      "tier": "T3",
      "industry": "Pharmaceuticals",
      "taxonomy": {
        "industryId": "pharma",
        "roleFamilyId": "medical",
        "functionId": "clinical",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
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          "id": "roche-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Roche senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "astrazeneca",
      "name": "AstraZeneca",
      "aliases": [
        "AstraZeneca Gulf"
      ],
      "tier": "T3",
      "industry": "Pharmaceuticals",
      "taxonomy": {
        "industryId": "pharma",
        "roleFamilyId": "medical",
        "functionId": "clinical",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
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          "id": "astrazeneca-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "AstraZeneca senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "johnson-johnson",
      "name": "Johnson & Johnson",
      "aliases": [
        "J&J",
        "Janssen"
      ],
      "tier": "T3",
      "industry": "Pharmaceuticals",
      "taxonomy": {
        "industryId": "pharma",
        "roleFamilyId": "medical",
        "functionId": "clinical",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
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          "id": "johnson-johnson-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
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            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Johnson & Johnson senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "sanofi",
      "name": "Sanofi",
      "aliases": [
        "Sanofi Gulf"
      ],
      "tier": "T3",
      "industry": "Pharmaceuticals",
      "taxonomy": {
        "industryId": "pharma",
        "roleFamilyId": "medical",
        "functionId": "clinical",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
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          "id": "sanofi-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Sanofi senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "shell",
      "name": "Shell",
      "aliases": [
        "Royal Dutch Shell"
      ],
      "tier": "T2",
      "industry": "Energy",
      "taxonomy": {
        "industryId": "energy",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "bp",
      "name": "BP",
      "aliases": [
        "British Petroleum"
      ],
      "tier": "T2",
      "industry": "Energy",
      "taxonomy": {
        "industryId": "energy",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "exxonmobil",
      "name": "ExxonMobil",
      "aliases": [
        "Exxon",
        "Esso"
      ],
      "tier": "T2",
      "industry": "Energy",
      "taxonomy": {
        "industryId": "energy",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "totalenergies",
      "name": "TotalEnergies",
      "aliases": [
        "Total"
      ],
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      "industry": "Energy",
      "taxonomy": {
        "industryId": "energy",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "chevron",
      "name": "Chevron",
      "aliases": [
        "Caltex"
      ],
      "tier": "T2",
      "industry": "Energy",
      "taxonomy": {
        "industryId": "energy",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "citi",
      "name": "Citi",
      "aliases": [
        "Citibank",
        "Citigroup"
      ],
      "tier": "T3",
      "industry": "Banking",
      "taxonomy": {
        "industryId": "banking",
        "roleFamilyId": "finance",
        "functionId": "risk",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
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          "id": "citi-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Citi senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "jpmorgan",
      "name": "JPMorgan",
      "aliases": [
        "JP Morgan",
        "JPMorgan Chase"
      ],
      "tier": "T3",
      "industry": "Banking",
      "taxonomy": {
        "industryId": "banking",
        "roleFamilyId": "finance",
        "functionId": "risk",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
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            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "JPMorgan senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "standard-chartered",
      "name": "Standard Chartered",
      "aliases": [
        "StanChart",
        "SCB"
      ],
      "tier": "T3",
      "industry": "Banking",
      "taxonomy": {
        "industryId": "banking",
        "roleFamilyId": "finance",
        "functionId": "risk",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
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          "id": "standard-chartered-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
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            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Standard Chartered senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "goldman-sachs",
      "name": "Goldman Sachs",
      "aliases": [
        "Goldman"
      ],
      "tier": "T3",
      "industry": "Banking",
      "taxonomy": {
        "industryId": "banking",
        "roleFamilyId": "finance",
        "functionId": "trading",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
        {
          "id": "goldman-sachs-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Goldman Sachs senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "deutsche-bank",
      "name": "Deutsche Bank",
      "aliases": [
        "Deutsche"
      ],
      "tier": "T3",
      "industry": "Banking",
      "taxonomy": {
        "industryId": "banking",
        "roleFamilyId": "finance",
        "functionId": "risk",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [
        {
          "id": "deutsche-bank-senior",
          "match": "senior manager|director|vice president|vp|principal|partner|head of|chief|c-suite",
          "seniorityIds": [
            "senior_manager",
            "director",
            "partner",
            "c_suite"
          ],
          "tier": "T2",
          "reason": "Deutsche Bank senior leadership (Senior Manager / Director / VP / Partner+) resolves to T2."
        }
      ],
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 4 — Batch 1 expansion"
      }
    },
    {
      "id": "du",
      "name": "du",
      "aliases": [
        "du",
        "EITC",
        "Emirates Integrated Telecommunications"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "State telecom",
      "taxonomy": {
        "industryId": "telecom-state",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "underwriting-resolution-contract",
        "section": "Item 5 - A4 named-employer additions (ratified 2026-06-15)"
      }
    },
    {
      "id": "icd",
      "name": "ICD",
      "aliases": [
        "ICD",
        "Investment Corporation of Dubai"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "Sovereign investment",
      "taxonomy": {
        "industryId": "sovereign",
        "roleFamilyId": "finance",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "underwriting-resolution-contract",
        "section": "Item 5 - A4 named-employer additions (ratified 2026-06-15)"
      }
    },
    {
      "id": "dubai-holding",
      "name": "Dubai Holding",
      "aliases": [
        "Dubai Holding"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T2",
        "recession": "T2"
      },
      "industry": "Sovereign investment",
      "taxonomy": {
        "industryId": "sovereign",
        "roleFamilyId": "finance",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "underwriting-resolution-contract",
        "section": "Item 5 - A4 named-employer additions (ratified 2026-06-15)"
      }
    },
    {
      "id": "adib",
      "name": "ADIB",
      "aliases": [
        "ADIB",
        "Abu Dhabi Islamic Bank"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T2",
        "recession": "T2"
      },
      "industry": "Islamic bank",
      "taxonomy": {
        "industryId": "banking",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "underwriting-resolution-contract",
        "section": "Item 5 - A4 named-employer additions (ratified 2026-06-15)"
      }
    },
    {
      "id": "mashreq",
      "name": "Mashreq",
      "aliases": [
        "Mashreq",
        "Mashreq Bank",
        "Mashreqbank"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T3",
        "recession": "T3"
      },
      "industry": "Bank",
      "taxonomy": {
        "industryId": "banking",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "underwriting-resolution-contract",
        "section": "Item 5 - A4 named-employer additions (ratified 2026-06-15)"
      }
    },
    {
      "id": "adcb",
      "name": "ADCB",
      "aliases": [
        "ADCB",
        "Abu Dhabi Commercial Bank"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T3",
        "recession": "T3"
      },
      "industry": "Bank",
      "taxonomy": {
        "industryId": "banking",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "underwriting-resolution-contract",
        "section": "Item 5 - A4 named-employer additions (ratified 2026-06-15)"
      }
    },
    {
      "id": "dha",
      "name": "DHA",
      "aliases": [
        "DHA",
        "Dubai Health Authority"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "Public health",
      "taxonomy": {
        "industryId": "healthcare",
        "roleFamilyId": "medical",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "underwriting-resolution-contract",
        "section": "Item 5 - A4 named-employer additions (ratified 2026-06-15)"
      }
    },
    {
      "id": "doh-abu-dhabi",
      "name": "DOH Abu Dhabi",
      "aliases": [
        "DOH",
        "Department of Health Abu Dhabi",
        "DOH Abu Dhabi"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "Public health",
      "taxonomy": {
        "industryId": "healthcare",
        "roleFamilyId": "medical",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "underwriting-resolution-contract",
        "section": "Item 5 - A4 named-employer additions (ratified 2026-06-15)"
      }
    },
    {
      "id": "ad-ports",
      "name": "AD Ports",
      "aliases": [
        "AD Ports",
        "Abu Dhabi Ports",
        "AD Ports Group"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T2",
        "recession": "T1"
      },
      "industry": "State logistics",
      "taxonomy": {
        "industryId": "logistics-state",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "underwriting-resolution-contract",
        "section": "Item 5 - A4 named-employer additions (ratified 2026-06-15)"
      }
    },
    {
      "id": "dnata",
      "name": "dnata",
      "aliases": [
        "dnata",
        "Dnata"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T3",
        "recession": "T3"
      },
      "industry": "Aviation ground services",
      "taxonomy": {
        "industryId": "aviation-state",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "underwriting-resolution-contract",
        "section": "Item 5 - A4 named-employer additions (ratified 2026-06-15)"
      }
    },
    {
      "id": "air-arabia",
      "name": "Air Arabia",
      "aliases": [
        "Air Arabia"
      ],
      "tierMatrix": {
        "peace": "T3",
        "crisis-iran": "T4",
        "recession": "T4"
      },
      "industry": "Low-cost airline",
      "taxonomy": {
        "industryId": "aviation-lcc",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "underwriting-resolution-contract",
        "section": "Item 5 - A4 named-employer additions (ratified 2026-06-15)"
      }
    },
    {
      "id": "rta",
      "name": "Roads & Transport Authority",
      "aliases": [
        "RTA",
        "Roads and Transport Authority",
        "Roads & Transport Authority"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "Government transport authority",
      "taxonomy": {
        "industryId": "government-public",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Dubai government transport authority; public payroll and fee-backed operations. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "dubai-municipality",
      "name": "Dubai Municipality",
      "aliases": [
        "Dubai Municipality",
        "DM Municipality",
        "Municipality of Dubai"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "Municipal government",
      "taxonomy": {
        "industryId": "government-public",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Dubai municipal authority; payroll modelled on emirate public-sector continuity. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "dubai-police",
      "name": "Dubai Police",
      "aliases": [
        "Dubai Police",
        "Dubai Police HQ",
        "Dubai Police Force"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "Public security",
      "taxonomy": {
        "industryId": "government-public",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Dubai emirate public security employer; payroll modelled on sovereign public-sector continuity. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "gdrfa",
      "name": "General Directorate of Residency & Foreigners Affairs",
      "aliases": [
        "GDRFA",
        "GDRFA Dubai",
        "General Directorate of Residency and Foreigners Affairs"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "Government residency authority",
      "taxonomy": {
        "industryId": "government-public",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Dubai government residency and foreigners-affairs authority; payroll modelled on emirate public-sector continuity. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "dubai-customs",
      "name": "Dubai Customs",
      "aliases": [
        "Dubai Customs",
        "Dubai Customs Department",
        "DXB Customs"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "Government customs authority",
      "taxonomy": {
        "industryId": "government-public",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Dubai customs authority; payroll modelled on emirate public-sector continuity and trade administration revenue. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "dubai-courts",
      "name": "Dubai Courts",
      "aliases": [
        "Dubai Courts",
        "Dubai Courts Department",
        "Dubai Court"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "Government judicial authority",
      "taxonomy": {
        "industryId": "government-public",
        "functionId": "administration",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Dubai judicial authority; payroll modelled on emirate public-sector continuity. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "federal-tax-authority",
      "name": "Federal Tax Authority",
      "aliases": [
        "Federal Tax Authority",
        "FTA",
        "UAE FTA"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "Federal government",
      "taxonomy": {
        "industryId": "government-public",
        "functionId": "operations",
        "employerOwnershipType": "federal_government",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Federal UAE tax authority; payroll modelled on federal-government continuity. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "abu-dhabi-police",
      "name": "Abu Dhabi Police",
      "aliases": [
        "Abu Dhabi Police",
        "AD Police",
        "Abu Dhabi Police GHQ"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "Public security",
      "taxonomy": {
        "industryId": "government-public",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Abu Dhabi emirate public security employer; payroll modelled on sovereign public-sector continuity. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "commercial-bank-of-dubai",
      "name": "Commercial Bank of Dubai",
      "aliases": [
        "Commercial Bank of Dubai",
        "CBD",
        "CBD Bank"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T3",
        "recession": "T3"
      },
      "industry": "Bank",
      "taxonomy": {
        "industryId": "banking",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Dubai listed commercial bank; modelled from local listed-bank peer matrix. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "rakbank",
      "name": "RAKBANK",
      "aliases": [
        "RAKBANK",
        "RAK Bank",
        "National Bank of Ras Al Khaimah"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T3",
        "recession": "T3"
      },
      "industry": "Bank",
      "taxonomy": {
        "industryId": "banking",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "UAE listed commercial bank; modelled from local listed-bank peer matrix. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "national-bank-of-fujairah",
      "name": "National Bank of Fujairah",
      "aliases": [
        "National Bank of Fujairah",
        "NBF",
        "NBF Bank"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T3",
        "recession": "T3"
      },
      "industry": "Bank",
      "taxonomy": {
        "industryId": "banking",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "UAE listed commercial bank; modelled from local listed-bank peer matrix. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "emirates-islamic",
      "name": "Emirates Islamic",
      "aliases": [
        "Emirates Islamic",
        "Emirates Islamic Bank",
        "EIB"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T3",
        "recession": "T3"
      },
      "industry": "Islamic bank",
      "taxonomy": {
        "industryId": "islamic-finance",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Dubai Islamic banking employer; modelled from local listed-bank peer matrix. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "wio-bank",
      "name": "Wio Bank",
      "aliases": [
        "Wio Bank",
        "Wio",
        "Wio Bank PJSC"
      ],
      "tier": "T3",
      "industry": "Digital bank",
      "taxonomy": {
        "industryId": "banking",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "large",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Newer UAE digital banking employer; modelled conservatively at T3. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "enoc",
      "name": "ENOC",
      "aliases": [
        "ENOC",
        "ENOC Group",
        "Emirates National Oil Company"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "State energy",
      "taxonomy": {
        "industryId": "energy",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Dubai government-owned energy group; payroll modelled on sovereign state-energy continuity. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "taqa",
      "name": "TAQA",
      "aliases": [
        "TAQA",
        "TAQA Group",
        "Abu Dhabi National Energy Company"
      ],
      "tierMatrix": {
        "peace": "T1",
        "crisis-iran": "T1",
        "recession": "T1"
      },
      "industry": "State energy",
      "taxonomy": {
        "industryId": "energy",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Abu Dhabi state energy and utilities group; payroll modelled on sovereign state-energy continuity. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "borouge",
      "name": "Borouge",
      "aliases": [
        "Borouge",
        "Borouge PLC",
        "Abu Dhabi Polymers Company"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T2",
        "recession": "T2"
      },
      "industry": "Petrochemicals",
      "taxonomy": {
        "industryId": "energy",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Listed Abu Dhabi petrochemical employer with ADNOC-linked operating base; modelled at T2. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "fertiglobe",
      "name": "Fertiglobe",
      "aliases": [
        "Fertiglobe",
        "Fertiglobe PLC",
        "Fertiglobe Holding"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T2",
        "recession": "T2"
      },
      "industry": "Fertilizers and chemicals",
      "taxonomy": {
        "industryId": "energy",
        "roleFamilyId": "engineering",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Listed Abu Dhabi fertilizers and chemicals employer; modelled at T2 from listed energy peer group. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "emaar-properties",
      "name": "Emaar Properties",
      "aliases": [
        "Emaar",
        "Emaar Properties",
        "Emaar Properties PJSC"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T2",
        "recession": "T2"
      },
      "industry": "Listed developer",
      "taxonomy": {
        "industryId": "construction",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Listed Dubai developer; payroll backed by scaled development, handover, and community operations. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "damac-properties",
      "name": "DAMAC Properties",
      "aliases": [
        "DAMAC",
        "DAMAC Properties",
        "DAMAC Properties Dubai"
      ],
      "tier": "T3",
      "industry": "Private developer",
      "taxonomy": {
        "industryId": "construction",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Dubai developer with more cyclical development-sales exposure; modelled conservatively at T3. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "nakheel",
      "name": "Nakheel",
      "aliases": [
        "Nakheel",
        "Nakheel Properties",
        "Nakheel PJSC"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T2",
        "recession": "T2"
      },
      "industry": "State-backed developer",
      "taxonomy": {
        "industryId": "construction",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Dubai government-backed developer via Dubai Holding; payroll modelled on state-backed developer scale. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "aldar-properties",
      "name": "Aldar Properties",
      "aliases": [
        "Aldar",
        "Aldar Properties",
        "Aldar Properties PJSC"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T2",
        "recession": "T2"
      },
      "industry": "Listed developer",
      "taxonomy": {
        "industryId": "construction",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Listed Abu Dhabi developer; payroll backed by scaled development and asset-management operations. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "meraas",
      "name": "Meraas",
      "aliases": [
        "Meraas",
        "Meraas Holding",
        "Meraas Dubai"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T2",
        "recession": "T2"
      },
      "industry": "State-backed developer",
      "taxonomy": {
        "industryId": "construction",
        "functionId": "operations",
        "employerOwnershipType": "sovereign_owned",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Dubai Holding developer subsidiary; payroll modelled on state-backed developer scale and recurring destination operations. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "sobha-realty",
      "name": "Sobha Realty",
      "aliases": [
        "Sobha Realty",
        "Sobha",
        "Sobha Group"
      ],
      "tier": "T3",
      "industry": "Private developer",
      "taxonomy": {
        "industryId": "construction",
        "functionId": "operations",
        "employerOwnershipType": "founder_owned",
        "employerSizeBand": "large",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Founder-owned UAE developer; payroll modelled conservatively at T3 from private developer scale. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "mediclinic-middle-east",
      "name": "Mediclinic Middle East",
      "aliases": [
        "Mediclinic",
        "Mediclinic Middle East",
        "Mediclinic UAE"
      ],
      "tier": "T3",
      "industry": "Private healthcare",
      "taxonomy": {
        "industryId": "healthcare",
        "roleFamilyId": "medical",
        "functionId": "clinical",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Private hospital operator; clinical payroll modelled from large regulated healthcare peers. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "aster-dm-healthcare",
      "name": "Aster DM Healthcare",
      "aliases": [
        "Aster DM Healthcare",
        "Aster",
        "Aster Hospitals"
      ],
      "tier": "T3",
      "industry": "Private healthcare",
      "taxonomy": {
        "industryId": "healthcare",
        "roleFamilyId": "medical",
        "functionId": "clinical",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Listed healthcare operator; clinical payroll modelled from regulated healthcare peers. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "burjeel-holdings",
      "name": "Burjeel Holdings",
      "aliases": [
        "Burjeel Holdings",
        "Burjeel",
        "Burjeel Medical City"
      ],
      "tier": "T3",
      "industry": "Private healthcare",
      "taxonomy": {
        "industryId": "healthcare",
        "roleFamilyId": "medical",
        "functionId": "clinical",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Listed Abu Dhabi healthcare operator; clinical payroll modelled from regulated healthcare peers. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "aramex",
      "name": "Aramex",
      "aliases": [
        "Aramex",
        "Aramex PJSC",
        "Aramex UAE"
      ],
      "tier": "T3",
      "industry": "Commercial logistics",
      "taxonomy": {
        "industryId": "logistics-commercial",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Listed commercial logistics employer; modelled conservatively at T3 for operating cyclicality. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "gulftainer",
      "name": "Gulftainer",
      "aliases": [
        "Gulftainer",
        "Gulftainer Company",
        "Gulftainer UAE"
      ],
      "tier": "T3",
      "industry": "Commercial logistics",
      "taxonomy": {
        "industryId": "logistics-commercial",
        "functionId": "operations",
        "employerOwnershipType": "founder_owned",
        "employerSizeBand": "large",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Private port and logistics operator; modelled conservatively at T3 from commercial logistics peer group. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "international-holding-company",
      "name": "International Holding Company",
      "aliases": [
        "International Holding Company",
        "IHC",
        "IHC Abu Dhabi"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T3",
        "recession": "T2"
      },
      "industry": "Listed holding company",
      "taxonomy": {
        "industryId": "professional_services",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae"
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Large ADX-listed holding company; modelled from enterprise conglomerate payroll stability; regime-sensitive (softens one tier under acute crisis). Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "al-futtaim-group",
      "name": "Al-Futtaim Group",
      "aliases": [
        "Al-Futtaim Group",
        "Al Futtaim",
        "Al-Futtaim"
      ],
      "tierMatrix": {
        "peace": "T2",
        "crisis-iran": "T3",
        "recession": "T3"
      },
      "industry": "Family conglomerate corporate HQ",
      "taxonomy": {
        "industryId": "professional_services",
        "functionId": "operations",
        "employerOwnershipType": "local_conglomerate",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae"
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Large UAE conglomerate corporate employer; modelled from local conglomerate peer taxonomy; consumer-cyclical, downgrades one tier under stress. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "gems-education",
      "name": "GEMS Education",
      "aliases": [
        "GEMS Education",
        "GEMS",
        "Global Education Management Systems"
      ],
      "tier": "T3",
      "industry": "Private education",
      "taxonomy": {
        "industryId": "education",
        "functionId": "operations",
        "employerOwnershipType": "private_multinational",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Large private education operator; payroll modelled conservatively at T3 from regulated education scale. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    },
    {
      "id": "lulu-group",
      "name": "Lulu Group",
      "aliases": [
        "Lulu Group",
        "LuLu Group International",
        "Lulu Retail"
      ],
      "tier": "T3",
      "industry": "Retail conglomerate",
      "taxonomy": {
        "industryId": "retail",
        "functionId": "operations",
        "employerOwnershipType": "public_listed",
        "employerSizeBand": "enterprise",
        "jurisdictionId": "uae",
        "regulatedOrLicensed": true
      },
      "seniorityRules": [],
      "source": {
        "document": "Sooner roster expansion",
        "section": "1a named-employer population",
        "note": "Large UAE retail employer; payroll modelled conservatively at T3 from enterprise retail scale. Peer-modelled placeholder (Sooner) — NOT founder-ratified, 2026-06-16."
      }
    }
  ],
  "roleOverrides": [
    {
      "match": "broker|real estate agent|commission-only",
      "tier": "T5",
      "reason": "Residential brokerage and commission-only sales are high volatility.",
      "source": {
        "document": "Document 1.5",
        "section": "Section E Rule 3"
      }
    },
    {
      "match": "cabin crew|flight attendant",
      "tier": "T5",
      "reason": "Cabin crew at any tenure resolves to T5.",
      "source": {
        "document": "Document 1.5",
        "section": "Section F.9"
      }
    }
  ],
  "documentationByTier": {
    "T1": {
      "documents": [
        "Salary certificate (last 3 months)",
        "Emirates ID",
        "Passport",
        "6 months bank statements"
      ],
      "indicativeLtvPct": 80,
      "pricingBand": "Best"
    },
    "T2": {
      "documents": [
        "Salary certificate (last 3 months)",
        "Emirates ID",
        "Passport",
        "6 months bank statements",
        "Employment contract"
      ],
      "indicativeLtvPct": 75,
      "pricingBand": "Standard"
    },
    "T3": {
      "documents": [
        "Salary certificate (last 6 months)",
        "Emirates ID",
        "Passport",
        "12 months bank statements",
        "Employment contract",
        "Tenure letter"
      ],
      "indicativeLtvPct": 65,
      "pricingBand": "Higher"
    },
    "T4": {
      "documents": [
        "All T3 documents",
        "24 months bank statements",
        "Income volatility analysis",
        "Co-borrower or guarantor preferred"
      ],
      "indicativeLtvPct": 50,
      "pricingBand": "Steep"
    },
    "T5": {
      "documents": [
        "Reject by default",
        "Manual underwriting only with significant collateral overlay"
      ],
      "indicativeLtvPct": 40,
      "pricingBand": "Punitive or reject"
    }
  }
}

Loading persisted config overrides.